OEM vs. Aftermarket Parts in Insurance Repairs: What You Should Expect

When your motorcycle, ATV, or UTV ends up in a repair shop due to an accident, one decision plays a bigger role than most riders realize: OEM vs. aftermarket parts. It’s more than just a matter of cost. The type of parts used can directly impact performance, longevity, and resale value, especially when repairs are being handled through insurance.

At EPM Motorsports, we believe quality isn’t optional. That’s why we specialize in using OEM parts, ensuring your vehicle performs exactly the way it was engineered to. Through our trusted The Better Source, we offer access to original manufacturer components that meet strict performance and durability standards, because you deserve repairs that last.

Understanding the Basics: OEM vs. Aftermarket Parts

Before diving into what to expect during an insurance claim, it’s essential to understand the key differences between OEM and aftermarket parts:

• OEM (Original Equipment Manufacturer) parts are made by the vehicle’s original brand or certified suppliers. They’re engineered to match the exact fit, function, and quality of the part being replaced.
• Aftermarket parts are created by third-party companies not affiliated with the vehicle’s manufacturer. These can vary in quality, from close replicas to lower-cost alternatives that may not meet original standards.

Why We Prefer OEM Parts

At EPM Motorsports, we use OEM parts whenever possible—and there are good reasons for that:

1. Guaranteed Fit and Function

OEM parts are designed specifically for your make and model. There’s no need to modify, bend, or guess. This precision matters, especially for our motorcycle repair in Chicago, where performance and handling can’t be compromised in urban traffic.

2. Longer Lifespan

OEM parts are made to last. They go through rigorous testing by the original manufacturer and are often backed by a warranty. You’ll spend less time in the shop and more time riding.

3. Maintains Vehicle Value

When it comes to resale or trade-in, vehicles repaired with OEM parts tend to hold more value. Prospective buyers trust original parts more than generic alternatives.

4. Performance Assurance

In powersports, every component matters. Whether you’re riding trails or competing off-road, OEM parts offer the reliability and endurance that aftermarket products can’t always promise. Trust our four-wheel powersports repair in Chicago, and you can leave our shop with peace of mind.

Insurance Repairs: What Should You Expect?

If your repair involves an insurance claim, here’s where things get a bit more complex. Many insurers default to aftermarket parts in an effort to save costs. Unfortunately, these savings often come at your expense—lower quality, weaker fit, and inconsistent performance.

At EPM Motorsports, our insurance claims and repairs process includes advocating for OEM parts when they’re available. We understand how insurance policies work and help you navigate conversations with adjusters to make sure your ride is restored to factory-level quality.

Service Standards: OEM vs. Aftermarket

Let’s break down the pros and cons in more detail, especially from a repair standpoint.

OEM Parts (Our Standard)

Advantages:

• Exact fit for your vehicle
• Backed by manufacturer’s warranty
• Tested for durability and safety
• Easier to install and tune
• Confidence in factory-level performance

Disadvantages:

• Typically higher in price than aftermarket
• Insurance may cover only a portion (though we assist with that process)

Aftermarket Parts

Advantages:

• Lower cost upfront
• Widely available through multiple sources

Disadvantages:

• Inconsistent quality across brands
• May not fit correctly or require modifications
• Can lead to repeat repairs
• May void warranties in some cases

The Better Source: Trusted OEM Parts Supply

We provide our customers with direct access to high-quality OEM parts. This allows us to source components for motorcycles, ATVs, UTVs, and other powersports vehicles efficiently and reliably.

What makes The Better Source different?

• Factory Direct: We work with genuine OEM suppliers for accurate fitment and certified quality.
• Fast Shipping: Reducing downtime is critical. This helps us get your parts quickly so we can get you back on the road or trail.
• Wide Compatibility: Whether it’s Honda, Yamaha, Polaris, Can-Am, or another major brand—we’ve got it.

Choose Quality. Choose EPM.

When your ride’s on the line—whether it’s two wheels or four—don’t leave part quality to chance. The debate between OEM and aftermarket isn’t just about price. It’s about long-term performance, reliability, and trust in what’s under you.

At EPM Motorsports, we offer the best service, backed by industry-trusted suppliers. From insurance claims and repairs to routine service and repairs, we prioritize original parts that keep your machine performing as it should.

Need help with a repair or claim? Ask for repairs or contact us at (773) 207-3730 or email epm@epmmotorsports.com.